Terms of Use — Cashloom

Last updated: July 28, 2026

Welcome to Cashloom. By downloading or using the app you agree to these Terms. Please read them together with our Privacy Policy.

1. What Cashloom is

Cashloom is a personal tool for freelancers to track time, record income, and see estimates such as tax set-asides and cashflow forecasts. Everything it shows is based on the information you enter.

2. Not professional advice

Cashloom shows estimates and projections based on the information you enter. It is a planning tool — not financial, tax, legal, or investment advice. Figures are indicative and not guaranteed. Verify important decisions with a qualified professional. Cashloom is not a bank, accountant, tax preparer, or financial adviser, and does not file taxes or move money. You are responsible for your own financial and tax decisions.

3. Your licence

We grant you a personal, non-transferable, revocable licence to use Cashloom for your own purposes, subject to these Terms and the App Store terms. Cashloom and its content remain ours — you get a licence, not ownership. Do not copy, resell, reverse-engineer or misuse the app, use it for anything unlawful or to harm others, or interfere with or circumvent how it works.

4. Your data

Your entries are stored on your device and, if you enable it on a paid plan, synced through your private Apple iCloud account. You own your data and can delete it at any time by deleting the app. See the Privacy Policy for details.

5. Subscriptions

Some features require a paid subscription, sold through Apple. Payment is charged to your Apple account, subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and you manage or cancel them in your Apple account settings. Purchases are handled by Apple under Apple's terms.

6. No warranty

Cashloom is provided "as is" and "as available", without warranties of any kind. We do not guarantee that estimates are accurate or that the app is uninterrupted or error-free. No rights or claims may be derived from Cashloom or any figure, estimate, or projection it shows.

7. Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, Cashloom or its estimates — including financial, tax, or business decisions, and including indirect or consequential loss such as lost profits or lost opportunities. Where liability cannot be excluded, it is limited to the greater of the amount you paid us in the 12 months before the claim or US$100. Nothing here limits liability that cannot be limited by law, and it does not remove mandatory consumer protections you may have.

8. Changes

We may update these Terms or the app. Material changes will be reflected here with a new "last updated" date; continued use means you accept the updated Terms.

9. Governing law

These Terms are governed by the laws applicable where the developer is established, without depriving you of the mandatory consumer protections of your country of residence.

10. Contact

Questions? Email saschakaiser.apps@gmail.com.